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34 Chatham Ln, Palmyra, VA 22963

$1,175,000
  • 34 Chatham Ln, Palmyra, VA 22963 Main Photo

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BEDS3 BATHS2 full 1 partial SQUARE FEET2,858 MLS#676750
STATUS PROPERTY TYPEResidential - Single Family SUBDIVISIONLAKE MONTICELLO

Property Description

Incredible Deck House Contemporary Waterfront Retreat with 189 Feet of Shoreline! Experience serene, park-like living at the waters edge with a private dock, private beach & breathtaking lake views. Nestled among mature hardwoods, this property offers a peaceful, private setting with a spacious grassy yard perfect for relaxing or entertaining. Inside, the home showcases post-and-beam construction & expansive walls of windows that fill the living & dining areas with natural light & stunning water views. Thoughtfully updated throughout, features include new electrical, imported Italian flooring & rich mahogany and & cedar accents. The completely remodeled kitchen boasts stone counters, ss appliances, custom cabinetry, a sitting nook, breakfast bar & charming brick accents. Highlights include custom electric shades, a classic waffle-style front door, skylights & a dramatic copper floor-to-ceiling fireplace (gas), plus a 2nd fireplace (woodburning) on the lower level. The primary suite offers beautiful views, a walk-in closet & a spa-like bath with stepless entry. Terrace level includes a private in-law suite with a 2nd kitchen. Enjoy a patio, expansive decking, electric fence, and cul-de-sac privacy. A rare Lake Monticello offering!

34 Chatham Ln | MLS# 676750

This single family home located at 34 Chatham Ln, Palmyra, VA 22963 is currently listed for sale with an asking price of $1,175,000. This property was built in 1983 and has 3 bedrooms and 2 full and 1 partial baths with 2858 sq. ft. Chatham Ln is located in the LAKE MONTICELLO subdivision. Search LAKE MONTICELLO real estate on cclarke.montaguemiller.com today.

Property Features

Property Type: Residential - Single Family
Basement: Exterior Entry, Finished, Heated, Interior Entry, Walk-Out Access
Basement: Yes
Cooling: Central Air, Heat Pump
Fenced: Yes
Fireplaces: 2
Garage: 2 car attached
Heating: Heat Pump
Home Style: Contemporary, Saltbox
Lot Size: 0.55 Acres
Roof Type: Architectural
Taxes: $5,471
Year Built: 1983

Amenities

Double Vanity
Primary Downstairs
Remodeled
Second Kitchen
Skylights
Walk-In Closet(s)
Breakfast Bar
Entrance Foyer
Eat-in Kitchen
Utility Room
Vaulted Ceiling(s)
Dock
Sprinkler/Irrigation
Mature Trees/Landscape

Feature Descriptions

Accessibility: Low Threshold Shower, Accessible Entrance
Appliances: Dishwasher, Disposal, Gas Range, Microwave, Refrigerator, Dryer, Washer
Association Amenities: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Sport Court, Golf Course, Library, Meeting Room, Picnic Area, Playground, Pool, Sports Fields, Tennis Court(s), Trail(s), Water, Beach Rights, Dock
Community Features: Pond, Dock, Gated
Days on Site: 13
Exterior: Cedar, Stick Built
Fencing: Invisible, Partial, Fenced
Fireplace: Two, Gas, Wood Burning
Flooring: Carpet, Laminate, Porcelain Tile, Stone
HOA: Yes
HOA Fee: 122/ Monthly
Laundry: Washer Hookup, Dryer Hookup
Lot: Cul-De-Sac, Dead End, Landscaped, Level, Native Plants, Partially Cleared, Private, Secluded, Wooded, Waterfront
Parcel#: 18A-1-353
Parking: Asphalt, Attached, Garage Faces Front, Garage, Garage Door Opener
Parking Notes: Asphalt, Attached, Garage Faces Front, Garage, Garage
Patio/Porch: Deck, Patio
Pool: Association
Pool: Association
Security: Dead Bolt(s),24 Hour Security, Smoke Detector(s), Gated Community
Sewer: Public Sewer
Special View Info: Residential, Water
Utilities: Cable Available, Fiber Optic Available, Propane
View: Residential, Water
Water: Public
Window: Insulated Windows, Low-Emissivity Windows, Screens, Transom Window(s), Skylight(s)

Local Schools

High School: Fluvanna
Middle School: Fluvanna
Elementary School: Central (Fluvanna)

Listed By / Shown By

Listed By

Agency Name: LONG & FOSTER - LAKE MONTICELLO
Agency Phone: 434-589-7653

Shown By

Agent Name: Carol Clarke
Agent Phone: (434) 242-5393
Agency Title: Montague Miller & Co. Realtors

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Estimated Payment

$ 3,413.67 per month $2,615.04 Principal & Interest $455.92 Property Tax $342.71 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/20/2026. The listing information on this page last changed on 05/20/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 05/20/2026 2:06:31 AM EST) or CAAR MLS (last updated Tue 05/19/2026 11:10:26 PM EST) or Staunton MLS (last updated Tue 05/19/2026 11:40:13 PM EST) or HRAR MLS (last updated Tue 05/19/2026 11:28:23 PM EST) or Lynchburg MLS (last updated Wed 05/20/2026 12:32:28 AM EST) or Bright MLS (last updated Tue 05/19/2026 7:55:39 AM EST). Real estate listings held by brokerage firms other than Montague Miller & Co. Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Agency License Information: Montague, Miller & Co. is licensed in the state of Virginia.